Home > Annual Financials > AU SMALL FINANCE BANK

AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 36.72% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has decreased by -40.30 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Interest Earned ₹5,922 Cr₹4,950 Cr₹4,286 Cr₹2,949 Cr₹1,767 Cr
Other Income ₹994 Cr₹1,421 Cr₹706 Cr₹462 Cr₹388 Cr
Interest Expended ₹2,688 Cr₹2,585 Cr₹2,377 Cr₹1,607 Cr₹827 Cr
Operating Expenses ₹2,413 Cr₹1,658 Cr₹1,418 Cr₹1,083 Cr₹753 Cr
Profit Before Tax ₹1,454 Cr₹1,459 Cr₹914 Cr₹580 Cr₹443 Cr
Profit After Tax ₹1,130 Cr₹1,171 Cr₹675 Cr₹382 Cr₹292 Cr
Consolidated Net Profit ₹1,130 Cr₹1,171 Cr₹675 Cr₹382 Cr₹292 Cr
Earnings Per Share (Rs)₹21.42₹35.88₹37.50₹22.19₹13.06
NIM5.034.804.714.654.23
ROE(%)15.5216.5622.3118.5614.66
ROCE(%)14.9814.0115.6012.7311.87
Advances Growth26.7433.1928.2218.2971.41
Net NPAs (funded) to Net Advances (%)0.420.502.200.811.29

Key Financials

Market Cap : ₹ 47,042.6 Cr
Revenue (TTM) : ₹ 10,554.7 Cr
Net Profit(TTM) : ₹ 1,534.7 Cr
EPS (TTM) : ₹ 20.7
P/E (TTM) : 30.7

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK 2.5% 12.8% -0.8%
HDFC BANK 0.4% 5.3% -8.6%
ICICI BANK 5% 6.3% 26.7%
KOTAK MAHINDRA BANK -11.9% -8.6% -12.7%
AXIS BANK 9.6% 10.7% 30.6%
INDUSIND BANK 2.8% -1.1% 30.7%
IDBI BANK 4% 13.7% 72.8%
YES BANK 2.8% 13.1% 74.9%
IDFC FIRST BANK -1.5% 5.6% 38.7%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

36.72 %

5 Yr CAGR

36.18 %

Years Net Interest Income % Change
Mar2023 ₹3,234 Cr
36.72
Mar2022 ₹2,365 Cr
23.91
Mar2021 ₹1,909 Cr
42.18
Mar2020 ₹1,343 Cr
42.76
Mar2019 ₹940 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

4.79 %

5 Yr CAGR

4.43 %

Years Net Interest Margin% % Change
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71%
1.29
Mar2020 4.65%
9.93
Mar2019 4.23% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-3.49 %

5 Yr CAGR

40.25 %

Years Profit After Tax % Change
Mar2023 ₹1,130 Cr
-3.49
Mar2022 ₹1,171 Cr
73.49
Mar2021 ₹675 Cr
76.73
Mar2020 ₹382 Cr
30.74
Mar2019 ₹292 Cr -

PAT Margins
Y-o-Y

-29.42 %

5 Yr CAGR

2.99 %

Years PAT Margin(%) % Change
Mar2023 34.93 %
-29.42
Mar2022 49.49 %
40.00
Mar2021 35.35 %
24.30
Mar2020 28.44 %
-8.41
Mar2019 31.05 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-40.30 %

5 Yr CAGR

13.17 %

Years EPS % Change
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38
69.00
Mar2020 ₹22
69.91
Mar2019 ₹13 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

6.92 %

5 Yr CAGR

5.99 %

Years ROCE % Change
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6%
22.55
Mar2020 12.73%
7.25
Mar2019 11.87% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹633.4
Current MarketCap: ₹ 47,042.6 Cr
Updated EOD on :Apr 30,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

2.5%

12.8%

-0.8%

SENSEX

1%

2.8%

23.9%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE MIDCAP SELECT INDEX 4.5% 6.1% 63.2%
S&P BSE MID CAP 3.8% 7.8% 68.7%
S&P BSE 150 MIDCAP 3.3% 7.5% 60.9%
S&P BSE BANKEX 3.1% 6% 15.7%
S&P BSE SENSEX NEXT 50 3% 6.8% 58.2%
NSE Indices1W1M1Y
NIFTY MIDCAP150 QUALITY 50 3.4% 5.4% 36%
NIFTY BANK 3% 6% 15.7%
NIFTY MIDCAP 50 2.8% 5.1% 60.7%
NIFTY MIDCAP150 2.6% 7% 61.1%
NIFTY FREE MIDCAP 100 2.5% 6.4% 63.1%

You may also like the below Video Courses


FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 36.72% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has decreased by -40.30 % YoY .